Investment Risk Disclaimer

1. Informational Purpose Only

All data points, peer tables, CAGR estimates, and indicative rates published by Invriddhi are compiled from publicly accessible filings, company investor reports, or registrar updates. No content represents registered investment advice under SEBI guidelines. All investments are completed at the investor's individual discretion and risk.

2. Unlisted Equity Market Risks

Investments in unlisted and pre-IPO companies differ significantly from public equity markets. Key risk categories include:

• Liquidity Risk: Unlisted shares are not traded on public stock exchanges. Finding secondary buyers in the OTC market can take considerable time and may result in discounts.
• Valuation Volatility: Price discovery is subjective, based on private negotiations and Comparable Peer Analysis. True market pricing is only realized post public listing.
• IPO Uncertainty: Filing draft prospectuses (DRHP) or listing on public exchanges is subject to corporate performance, board decisions, and SEBI regulatory clearance. A company may delay or cancel listing timelines.
• Post-IPO Lock-in: SEBI mandates a 6-month exchange selling lock-in for all pre-IPO shareholders, restricting immediate listing-day exits.

3. Private Credit & Trade Finance Notes Risks

Short-tenure global trade credit notes carry credit counterparty risk (default of manufacturer or corporate buyer), escrow pipeline failures, and currency exchange swings. Target returns of 13-15% XIRR represent target indices under performing credit conditions and are not bank-guaranteed yields.

4. Past Performance Benchmark

Historical pre-IPO performances from Invriddhi's universe, such as Waaree Energies (+275%) or Tata Technologies (+94%), represent historical case outcomes. Other assets, such as Swiggy (-38%), demonstrate negative return possibilities. Past compounding outcomes are not indicators of future listing success.

5. Recommendation

Do not allocate capital needed for near-term liquidity into unlisted equity pools. Investors are strongly recommended to seek accredited, independent wealth advisory consultation before executing alternative asset allocation agreements.